25 Thoughtful & Funny Quotes About Kids & Money

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Looking for quotes about kids and money? Below you’ll find a list 25 quotes about children and money for parents, including: funny quotes about the cost of kids, meaningful money & gratefulness quotes, and practical advice quotes to teach kids about money.

One of the most important ethics I want to instill in my children is money management and the value of being financially prudent. Since our first baby was born, I’ve been reading about how to raise a financially-savvy child. These quotes below are some insightful nuggets I’ve come across on this endeavor.

Since money and kids is such a weighty topic, I wanted to curate mix of quotes that were useful and insightful, but also funny and relatable to parents of young children. I hope you find a quote that rings true for you.

If you’re looking for more quotes about what it is like parenting a little kid, don’t forget to check out these sweet and funny quotes about toddlers.

On to the kids & cash quotes!

Meaningful Quotes about Children and Wealth

First up we have meaningful quotes about children and money. They share the theme of instilling values of appreciation and happiness to your kids, instead of solely focusing on the pursuit of riches.

“Wealth is the ability to fully experience life.” — Henry David Thoreau
  • “Wealth is the ability to fully experience life.” — Henry David Thoreau
  • “Teaching your kids about money is never just about money.” — Dave Ramsey

I personally love this next quote from Dave Ramsey. The idea that cultivating gratefulness also has the practical payoff of reducing overspending is so simple and spot on.

  • “Teach your children to be grateful. Gratefulness is the antidote to discontentment, which will keep you broke.” — Dave Ramsey
  • “The first and most important money lesson you need to teach your children is to put money in its place. Ask your children—even children as young as four or five—what they love most. Do not guide them, just listen to what they value.” — Suze Orman
suze orman quote on kids and money: The first and most important money lesson you need to teach your children is to put money in its place

This quote from Winnie the Pooh about gratitude applies well to the small hearts of little kids too.

  • “Piglet noticed that even though he had a Very Small Heart, it could hold a rather large amount of Gratitude.” — Winnie the Pooh, by A.A. Milne
  • “Don’t educate your children to be rich. Educate them to be happy, so they know the value of things, not the price.” – Victor Hugo

Quotes About Teachings Kids About Money

The quotes below are practical pieces of advice to help parents navigate kids and money. It includes famous financial budget advisors like Dave Ramsey and Suze Orman’s quotes on children and money issues.

  • “If you don’t teach children what to do with their money, marketing and advertising will gladly show them how to spend it.” ― Teach Your Child About Money Through Play, by Andrea Stephenson with Linsey Mills
  • “If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.” — Suze Orman

I really like this next quote that highlights how learning savings skills is a way to help kids achieve dignity and self control.

quote from dave ramsey: When a kid saves money, it is not a mathematical event. It is a maturity event that gives dignity."
  • “When a kid saves money, it is not a mathematical event. It is a maturity event that gives dignity.” — Smart Money, Smart Kids by Dave Ramsey & Rachel Cruze (his daughter)
  • “Skip the costly electronic games and flashy digital gizmos. Pediatricians say the best toys for tots are old-fashioned hands-on playthings that young children can enjoy with parents — things like blocks, puzzles — even throwaway cardboard boxes — that spark imagination and creativity.” – Lindsay Tanner, Boston Globe
  • “By age seven, many of the habits that will help kids manage their money are already set.”
    ― Make Your Kid A Money Genius by Beth Kobliner
“By age seven, many of the habits that will help kids manage their money are already set.”
quote from Make Your Kid A Money Genius by Beth Kobliner

The quote above about kids developing a money sense before age 7 is an important reminder to start modeling money behaviors with little kids early and often. The next quote builds on that sentiment well.

  • “Draw up a list of work-pay chores. Show the potential earnings for each job. Allow your children to choose their jobs, but make it clear that they have to work their way up from the smaller to the greater chores. They can’t cut right to the higher-paying ones. And the job must be done well, not just done. Teach them that they must start with the lesser tasks and work their way up the ladder. I promise you, your kids will learn to work more quickly and efficiently to get to the higher-paying jobs — and they will look forward to working in order to earn more.” — Suze Orman
  • “A child’s financial lessons aren’t taught. They are experienced through the actions of the parents.” — Teach Your Child About Money Through Play, by Andrea Stephenson with Linsey Mills
quote about kids learning about money from parents from "teach your child about money through play" - “A child’s financial lessons aren’t taught. They are experienced through the actions of the parents.”
  • “Research suggests children who are allowed to make age-appropriate financial decisions and experience spending or saving dilemmas can form positive “habits of the mind” when it comes to money. This could lead to a lifelong improvement in their ability to plan ahead and be reflective in their thinking about money, or they may learn how to regulate their impulses and emotions in a way that promotes positive financial behaviour later in life.” — Donna Ferguson, The Guardian

Quotes About the High Cost of Having Kids

Next are some quotes about how expensive it is to have and raise kids. Let’s be real, these quotes about the costs of children will probably hit too close to home for a lot of parents. Kids are expensive and sometimes all you can do is laugh about it.

"From the day your baby is born until the day they turn 18, your family will spend about $310,605" -quote from a washington post article on the high cost of having a child.
  • “From the day your baby is born until the day they turn 18, your family will spend about $310,605” — What Does It Cost to Raise a Child?
  • “If I had a dollar for every time my kids asked me to buy them something or take them somewhere, I could afford to actually do all that shit.” — @SaltyMermaidEnt

This quote by Denis Leary about kids being so expensive legitimately made when I got to the punch line.

  • “Kids are incredibly expensive. But it pays off later when they are better educated, bigger, and better-looking than you. And find you incessantly boring and uncool.” — Denis Leary
  • “Sure kids cost roughly $14,000 annually, but think about all the money you save from no longer having a social life.” — Mommy Owl

Too real, Mommy Owl, too real.

  • “If I had enough money to bribe my kids way into college it probably means I didn’t have kids in the first place.” –Rodney Lacroix
  • “I have five young children under the age of 11 and believe me, they have no money. Or they are really cheap. Not one of my kids has ever offered to pick up the check when we go out to eat. They don’t even do that, “you know what dad, let’s split this one.” As you can imagine, it’s infuriating. — Jim Gaffigan
Excerpt from Jim Gaffigan quote: “I have five young children under the age of 11 and believe me, they have no money. Or they are really cheap. Not one of my kids has ever offered to pick up the check when we go out to eat. They don’t even do that, “you know what dad, let’s split this one.” As you can imagine, it’s infuriating.

Funny Quotes About Children and Money

And to end on a lighter note, here are some funny quotes about kids and money.

  • “You know what I say [when they ask if we’re rich]? I am. You’re not.” — Jerry Seinfeld
  • “If I tell the kids I can’t buy them something the standard response is “JUST USE THE CARD” so clearly they’re set up for financial success.” — @ValeeGrrl
  • “Walked by a group of dads at a barbecue and now I’m an expert on the cheapest gas stations in the country” — Vinod Chhaproo
funny quote on kids and money from jim gaffigan: "My children’s primary source of income is the tooth fairy. Really? I understand that all parents lie to their kids, but a fairy that brings you money for your teeth?"
  • “My children’s primary source of income is the tooth fairy. Really? I understand that all parents lie to their kids, but a fairy that brings you money for your teeth?” — Jim Gaffigan
  • “Children remind us of all the precious things in life, like uninterrupted sleep, extra spending money and sanity.” — Someecards User Submission

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